MasterCard is one of the two most popular methods that online bingo players use to fund their favourite game. The rivalry with the other top payment method, its competitor Visa, has continued unabated since the 1970s. Both are American based financial multinational companies, but from the UK viewpoint, it all began in 1968 with the first introduction of the new Visa credit card, then called “Barclaycard”. This was followed a few years later in 1972, with the launch of a British rival, the “Access” card. Marketed as your “flexible friend”, Access soon caught up with its Visa in the United Kingdom and the battle has continued ceaselessly since. This competitiveness was stepped up still further in 1996 when Access was taken over by MasterCard, with the Access name soon being dropped in favour of the American brand. With the two American financial behemoths head to head in the UK, these two have dominated the British market ever since. Other credit cards are of course available, but these two are by far the most popular brands and form the only two options for most mainstream customers.
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MasterCard now offers debit cards (called Maestro, see separate listing) as well as its original credit card. It is important to note the difference. With MasterCard credit cards, you are effectively borrowing the money you are spending from a finance company. So long as you pay off the entire balance before the end of your monthly statement period, this borrowing is usually without charge. But if you don’t, you have to pay interest on the balance outstanding. This charge varies, but is usually around 1.5% per month (about 20% APR). With debit cards (like Maestro) on the other hand, you are spending your own money from your own bank account, so there is no charge (so long as your bank account does not become overdrawn).
Of course, technology has moved on a bit since the 70s. Now the traditional green and gold coloured plastic cards themselves are barely needed. Online, you just use the numbers indicated on the card, while even in real world shops payments can be made simply by waving your wallet or purse near a card reader, or even by using a card enabled mobile phone. These “contactless” payments have made credit card payments incredibly swift and help to reduce the amount of fraudulent transactions considerably.
Here at Busy Bee, we can’t think of any site which does not accept MasterCard as a payment option, making this a “go to” option for many when it comes to funding their bingo. All you need to do is register your personal information on the site you choose, and then go to the “Banking” or “Make a Deposit” page on the site to register your card details.
So when just about every site available to UK based players accepts MasterCard credit cards, how do you pick the best options to play on? By reading Busy Bee’s great site reviews of course! You can rely on us to spill the beans on all the details of every site we visit. This way you can ensure that your “flexible friend” is only used for playing on the very best online bingo titles.
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