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CartaSi

CartaSi is the biggest credit and debit card issuer for the Italian financial market. Its plastic cards and point of sale (POS) electronic terminals are also responsible for much of the Italian economy’s retail sales. It also operates much of the Italian cash machine network, and handles a large proportion of Italian consumers’ online payments. The company is headquartered in Milan.
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It was originally set up in 1985, and operates on behalf of its member banks and other financial institutions, on whose behalf it issues credit and debit cards. It is licensed to issue cards for both the Visa and MasterCard brands.

In total, the company manages around 27 million unique Italian bank cards, including debit, credit and pre-paid accounts. It also provides POS terminals to well over half a million retailers and merchants, and acts as a guarantor of payment. Its market share within Italy is impressive: it is responsible for issuing around 50% of Italian credit cards, and about 25% of the country’s debit cards. The company’s cards account for approaching two thirds of the nation’s spending on credit and pre-paid accounts. Finally, the company is responsible for operating and maintaining its network of around 10,000 ATMs.

Recent years have seen this Italian company keep up to date with all the important market innovations. Services such as contactless card technology, Near Field Communication (NFC) mobile payments, e-wallets and other internet payment services have all been introduced.

The result of this consistent innovation and growth is that CartaSi is at the heart of the Italian economy. Italian customers everywhere rely on this company’s services to make purchases both in real world stores and online, both at home and worldwide.

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By Kevin Adair

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